Check HDFC Credit Card Bill Generation Date online
The billing date, the specific day each month when an HDFC credit card statement is generated, is clearly stated on a customer’s monthly credit card bill mailer. Alternatively, one can use HDFC’s Eva online chatbot or the MyCards web app to retrieve this information in less than 5 minutes.
Log in to the HDFC MyCards app at mycards.hdfcbank.com. Select an HDFC credit card from the app’s home page, and on the next page, click on the block labeled ‘Card Summary.’ Scroll down slightly to find the ‘Statement Generation Date’ near the footer of the UI. The date will be displayed in a box, next to the label, as shown below.
Find HDFC credit card billing cycle from Statement date
Once you know the statement date of your HDFC card, you can find the billing cycle and calculate the payment due date.
Download and latest credit card statement from the HDFC website or mobile app open it using the designated password. Move to the top-centre section of the document to find the bill generation date, on the right-side of the label ‘Statement Date‘ in DD/MM/YYYY format, as shown in the screenshot.
If you observe the screenshot below, you can see that the statement generation of my Tata Neu HDFC credit card happened on the 14th of December, that is, the billing date. Hence, my HDFC credit card billing cycle spans from the 14th of one month to the 13th of the following month, covering nearly a full month of transactions.
Typically, for HDFC credit cards, the payment due date is 20 days after the statement generation date. Therefore, in this case, with December 14 as the billing day, my payment due date would be January 3rd.
Quick facts about HDFC credit card billing date
- You have the option to modify credit card billing cycle by calling HDFC bank’s customer care.
- The billing cycle starts on the billing date and concludes one day before the next billing date.
- Transactions made on the billing date are not considered during HDFC credit card statement generation.
- With an HDFC credit card, you have a grace period of 20 days after the billing date to pay your bill.
- Customers get a total of 50 days interest-free period on their HDFC credit card if they make a transaction on the billing date.
How to know my HDFC credit card bill generation date [using EVA]
You can also visit the HDFC Bank website and use Eva online chatbot to know the bill generation date.
HDFC Bank’s AI chatbot EVA can also help with finding the credit card billing date without requiring login to netbanking or mobile banking. All you need is to send the correct prompt and reply with necessary details of your card and customer profile as needed.
- Visit the HDFC Bank website and locate the Ask EVA icon.
Visit hdfcbank.com and access the EVA chatbot by clicking the “robot-girl” icon, usually located on the bottom right-side of the website.
- Initiate a new conversation with Eva regarding your credit card.
Once the EVA chat window opens, type in ‘credit card statement date‘ in the chat box at the bottom. You can also click on the mic to initiate a voice chat. Now, read and accept the service’s privacy policy by clicking on the ‘Proceed’ button.
- Confirm the mobile number using OTP.
Now, enter your phone number (registered with HDFC Bank) and verify it with the OTP received on your number.
- Enter the last 4 digits of the card number.
In the boxes that appear in the chat box, provide the last 4 digits of the HDFC credit card and proceed.
- Get your HDFC credit card bill generation date.
Now, the EVA chatbot will return the last statement date of your HDFC credit card, as shown in the screenshot.
Conclusion
Customers have multiple options to check HDFC credit card billing date, including contacting customer care at 1800 2600. While using Eva Chatbot is the easiest, it is much more straightforward if they have a statement in front of them or they have already activated HDFC bank mobile banking apps on their phone.
Sign in to the HDFC mobile app, press the hamburger menu on the left side, then tap on ‘Cards.’ Among the options that appear, click on the card for which you would like to find the credit card billing date. This action opens the summary for that particular credit card, and you can find the ‘Statement Date’ under a section called ‘Credit Card Bill,’ as shown in the screenshot.
Log in to the HDFC Bank Netbanking portal with your Customer ID and password, then click on the ‘Cards’ tab. From the menu on the left, under credit cards, click on ‘Enquire’ and select the option ‘View Statement.’ Now, download the latest credit card bill by choosing the card number, month, and year. Finally, check the statement date, as shown in the first image on this page.
No, HDFC and all other banks in India do not consider the transactions made on the statement date when generating the credit card bill.
