How to open HDFC credit card statement (PDF password)
Customers need to provide an eight digit password to open their HDFC credit card’s PDF statement, whether downloaded from MyCards or received via email. Here is web application that allows you to instantly generate the password required to open the PDF file.

HDFC Credit Card Statement Password Generator
Enter your name and either your Date of Birth (DOB) or the last four digits of your HDFC credit card to generate the password to open your PDF statement.
Formatting HDFC Credit Card PDF Password with a real-world example.
Try one of the two password combinations to open an HDFC Bank credit card PDF statement:
- First four letters of customer’s name in capital letters + Date of Birth in DDMM format.
- First four letters of customer’s name in capital letters + Last 4 digits of the card number.
Now let’s use the format above to concoct the HDFC credit card bill password.

Let’s say my name is SMARTIN, the last four digits of my card number are 5883, and my date of birth is 20-05-1997.
In this case, the passwords to access my credit card bill will be SMAR2005 and SMAR5883. Either of them works for me.
Why does HDFC credit card bills have a password?
The password requirement on HDFC credit card statements is because the PDF files sent through these platforms are digitally signed and secured for authenticity. Such bills have some sort of legal validity and can often be used as supporting documents for applying for credit cards on a card-to-card basis.
1. Ensure whether your device has native support for PDF documents; if not, install a reader app (e.g., Adobe Reader).
2. Confirm whether the statement was corrupted or not. Sometimes, during the download process, PDF files may become damaged due to server or backend issues.
3. In case of HDFC credit cards, the statement password should be typed in capitals. Therefore, check for Caps Lock or Shift key status.
Solution: Download the duplicate (password-free) statement from official HDFC channels (netbanking, mobile app or whatsapp).
FAQs
If you’re unable to open your HDFC credit card statement for any reason, even after troubleshooting, download the duplicate statement. You can also request HDFC Bank customer support to send a paper statement to your address.
The duplicate statement of your HDFC credit card doesn’t require a password to unlock its contents. You can download the bill as a PDF directly from HDFC Netbanking and the official mobile app.
While it may not be legal to unlock a digitally-signed PDF file, customers have the right to use third-party tools to unlock their own credit card bill document. However, we suggest downloading the duplicate statement or signing up for the paper statement if you have trouble remembering or typing the correct password.
How to open HDFC Bank credit card statement
As mentioned before, the PDF file of HDFC credit statement accepts two password combinations. And each of these passwords has two parts, and you have to make them using the details of your credit card, Name, DOB, etc.
- Double-click (desktop) or tap (mobile) on the HDFC Credit Card statement PDF file.
PDF documents are, by default, compatible with modern PCs and mobile devices. If you do not see the password prompt while opening your credit card bill, you may want to download and install Adobe Reader or a similar application.
- Opening HDFC credit card bill with “card number” and “customer name.”
If my card number ends with 5778 and my name is ” SMARTIN,” the password, in this case, would be SMAR5778, where the SMAR is the first four characters of my name in capitals.
- Using DOB and customer name to unlock HDFC CC statement (PDF).
The alternative option is to use the DOB (in DDMM format) instead of the last four digits of the HDFC credit card number. My Date of Birth is 25-02-1993. Hence, If I prefer this combination, it would be SMAR2502, where DD is 25 and MM is 02, which is February.
Conclusion
Knowing the correct password helps HDFC Bank customers access their monthly statements and verify transactions on their credit cards. Although the password is already provided in the statement email, users often overlook it and turn to search engines to find the password format. This article explores quick solutions if you find yourself in this situation.
I want my Credit card statement for February 2024.